Medicare Options Explained

Medicare part A provides coverage for inpatient care and Part B for outpatient services.  There are options available to help with the costs not covered   Medicare Options available to Beneficiaries  Medicare Part A which covers inpatient treatment for Medicare Beneficiaries and Medicare Part B which provides for outpatient services are both available to seniors and some people on disability under age 65 and is referred to as original Medicare.  However, original Medicare by itself can leave … [Read more...]

Beware Medicare Advantage Plans

Recent report says many buyers are confused Lisa Ward  Nov. 27, 2016 10:11 p.m. ET An increasing number of seniors are choosing to get their Medicare benefits through Medicare Advantage plans. But do they understand what they’re signing up for? A recent report suggests they may not, especially when it comes to which hospitals are included in the plans’ networks. An alternative to traditional Medicare and administered by private insurers, Medicare Advantage plans are typically … [Read more...]

How Medicare Advantage Plans Work

Medicare Advantage Plans are also called Medicare Part C.   Medicare Advantage  plans are offered by private insurers. They provide all Part A and Part B coverage and usually offer extra benefits as well. In many cases, the premiums, co-pays and deductibles can be lower than they are in a Medigap policy. When you join a Medicare Advantage Plan, you are still in Medicare, however the insurance company coordinates with Medicare for you. You deal with the insurance provider … [Read more...]

Sicker Patients Seem at a Disadvantage With Medicare Advantage

New evidence suggests Medicare Advantage may not serve some sicker Medicare beneficiaries as well as it does healthier ones. Medicare Advantage is a private health insurance plans offer at least the same benefits as the public, traditional Medicare program for older Americans, as well as some who are disabled or have certain diseases. The private plans may also offer additional benefits not available from traditional Medicare — like coverage for hearing aids and eyeglasses — and lower … [Read more...]

Arizona Medicare Advantage-Nutshell

Arizona offers many choices for Medicare Advantage plans. HMO, PPO, PFFS, POS and SNP Ralph Bredahl is an Independent Medicare Broker in Arizona and is licensed in the state of Arizona. Medicare beneficiaries in Arizona have many choices when deciding on a Medicare Advantage plan and it can be a confusing choice. To enroll in an Arizona Medicare HMO you must have Medicare Part A and Medicare Part B, pay your Medicare Part B premium and live in the plans area “As an Independent Medicare … [Read more...]