Medicare Advantage or Medicare Part C
is a plan that combines the services of Medicare Part A and Part B, as well as some additional services, such as prescription drug coverage. Some plans also cover vision and dental services. Medicare Advantage is available through private health insurance companies.
When a person is shopping for Medicare Advantage plans, they may find that some offer free monthly premiums. The exact price will vary depending on the Advantage plans available in a certain area.
However, a person will still pay a premium for Medicare Part B. People may also find that the plans offering free premiums have higher out-of-pocket costs.
Private health insurance companies can offer premium-free services in some instances because they receive money from Medicare.  [Read more…]