Medicare Beneficiaries have plan options

Medicare Part A provides coverage for inpatient care and Part B for outpatient services. There are options available to help with the costs not covered Options available to Medicare Beneficiaries besides Original Medicare Medicare Part A which covers inpatient treatment for Medicare Beneficiaries and Medicare Part B which provides for outpatient services are both available to seniors and some people on disability under age 65 and is referred to as original Medicare. However, original Medicare … [Read more...]

Medicare Advantage Plans in Arizona

Arizona Medicare Advantage Types and options Medicare Advantage plans differ by state and even county. An Arizona Medicare Independent Broker discusses the types of plans available in Arizona such as HMO, PPO, PFFS, POS and SNP. Ralph Bredahl is an Independent Medicare Broker in Sedona Arizona and is licensed in the state of Arizona. Medicare beneficiaries in Arizona have many choices when deciding on a Medicare Advantage plan and it can be a confusing choice. To enroll in an Arizona … [Read more...]

Medicare Part D Penalty

Part D What is the Penalty if I wait? Quite often Medicare beneficiaries ask me why they should take out a Part D prescription drug plan when they don’t take any medications. At first glance that is a good question since the Part D plans carry a monthly premium and often times have a deductible. In Arizona Medicare Plans, like most of the country, there is a wide range of premiums to choose from but they all have a premium Well, when the Medicare plans were enacted they realized that … [Read more...]

Medicare Supplement vs Advantage Plans

Arizona Medicare Broker on Supplement and Advantage plans Much has been published on the internet comparing Arizona Medicare Advantage to Arizona Medicare Supplement Plans. As an independent Medicare Broker in Arizona, it is the most common concern of Medicare Beneficiaries that I run across. are so different from Medicare Supplements and since each beneficiary has their own needs I won’t recommend any plan in this post. All I will provide is a short overview of each plan. Arizona … [Read more...]

Medicare Advantage Gains in Popularity

Medicare Advantage enrollment projected to grow 11 percent Enrollment in Medicare Advantage, the private insurance segment of the popular U.S. healthcare program for the elderly, is expected to grow 11 percent next year while premiums remain steady, government health officials said on Wednesday. Growth in Arizona is predicted to be even higher. The U.S. Centers for Medicare and Medicaid Services estimated that 14.5 million people will enroll in Medicare Advantage plans in 2013, based on … [Read more...]

Payments for Services

Cut Hospital Payments for Services Doctors Offer for Less WASHINGTON — A federal advisory panel said Friday that Congress should move immediately to cut payments to hospitals for many services that can be provided at much lower cost in doctors’ offices. The Medicare Payment Advisory Commission said the current payment disparities had created incentives for hospitals to buy physician practices, driving up costs for the Medicare program and for beneficiaries. Hospital buyouts of doctors, … [Read more...]