10 Things to Know Medicare Open Enrollment

Open enrollment facts     Navigating the Medicare maze is confusing enough, but the added pressure of the looming open enrollment deadline can be overwhelming. Here are 10 things seniors should know. Open enrollment runs from October 15 to Dec 7, 2015 This window is the time that seniors can sign up for Medicare Advantage (Part C) or Medicare Prescription Drug Coverage (Part D) or they can make changes to an existing plan, move to a new one or change drug coverage benefits. There … [Read more...]

How Medicare Advantage Plans Work

Medicare Advantage Plans are also called Medicare Part C.   Medicare Advantage  plans are offered by private insurers. They provide all Part A and Part B coverage and usually offer extra benefits as well. In many cases, the premiums, co-pays and deductibles can be lower than they are in a Medigap policy. When you join a Medicare Advantage Plan, you are still in Medicare, however the insurance company coordinates with Medicare for you. You deal with the insurance provider … [Read more...]

Arizona Medicare Options to Original Medicare Explained

Arizona Medicare Options     Medicare Part A which covers inpatient treatment for Medicare Beneficiaries and Medicare Part B which provides for outpatient services are both available to seniors and some people on disability under age 65 and is referred to as original Medicare.  However, original Medicare by itself can leave the senior with significant out of pocket expense. “As an Independent Insurance Broker in Arizona” states Ralph Bredahl with Arizona Medicare Advisors, “I find a lot of … [Read more...]

Arizona Medicare Advantage-Nutshell

Arizona offers many choices for Medicare Advantage plans. HMO, PPO, PFFS, POS and SNP Ralph Bredahl is an Independent Medicare Broker in Arizona and is licensed in the state of Arizona. Medicare beneficiaries in Arizona have many choices when deciding on a Medicare Advantage plan and it can be a confusing choice. To enroll in an Arizona Medicare HMO you must have Medicare Part A and Medicare Part B, pay your Medicare Part B premium and live in the plans area “As an Independent Medicare … [Read more...]

How to Choose the right Medicare Plan

Should you opt for government-offered Medicare or a Medicare Part C alternative? By Chris Young Decoding health insurance options can be daunting for people age 65 and over. Those who have paid 10 years of Social Security taxes qualify for Medicare at age 65. They're automatically signed up if they're receiving Social Security payments, unless they take steps to opt out. Standard Medicare comes in two parts: A and B. Part A covers a portion of hospitalization expenses, and Part B applies … [Read more...]

Seniors move to Protect Medicare Plans

 Growing Movement to  protect Medicare Advantage Washington, D.C. –The Coalition for Medicare Choices (CMC) -a national grassroots organization of more than 1.6 million individuals who receive their health care coverage through a Medicare Advantage health plan - today announced the launch of a new website as part of a growing effort to promote the value of Medicare Advantage and protect the benefits it provides to millions of American seniors. The new site includes enhanced tools to allow … [Read more...]

Medicare Advantage Enrollments increase

 Medicare Advantage growing among seniors January 06, 2014 08:00 AM Eastern Standard Time KENNEBUNK, Maine--(BUSINESS WIRE)--Aggregated enrollment in Medicare Advantage (MA) plans was 15.1 million as of December 2013, up nearly 1.3 million members since December 2012. Membership surpassed 15 million members in October, according to a new report by Mark Farrah Associates (MFA). The Centers for Medicare and Medicaid Services' (CMS's) data shows nearly 52.5 million people were eligible for … [Read more...]

Medicare Advantage Plans in Arizona

Arizona Medicare Advantage Types and options Medicare Advantage plans differ by state and even county. An Arizona Medicare Independent Broker discusses the types of plans available in Arizona such as HMO, PPO, PFFS, POS and SNP. Ralph Bredahl is an Independent Medicare Broker in Sedona Arizona and is licensed in the state of Arizona. Medicare beneficiaries in Arizona have many choices when deciding on a Medicare Advantage plan and it can be a confusing choice. To enroll in an Arizona … [Read more...]

Medicare Supplement vs Advantage Plans

Arizona Medicare Broker on Supplement and Advantage plans Much has been published on the internet comparing Arizona Medicare Advantage to Arizona Medicare Supplement Plans. As an independent Medicare Broker in Arizona, it is the most common concern of Medicare Beneficiaries that I run across. are so different from Medicare Supplements and since each beneficiary has their own needs I won’t recommend any plan in this post. All I will provide is a short overview of each plan. Arizona … [Read more...]

Medicare Advantage Gains in Popularity

Medicare Advantage enrollment projected to grow 11 percent Enrollment in Medicare Advantage, the private insurance segment of the popular U.S. healthcare program for the elderly, is expected to grow 11 percent next year while premiums remain steady, government health officials said on Wednesday. Growth in Arizona is predicted to be even higher. The U.S. Centers for Medicare and Medicaid Services estimated that 14.5 million people will enroll in Medicare Advantage plans in 2013, based on … [Read more...]