Hospital Indemnity Plans

Have Hospital daily co pays covered

Hospital co pays in Arizona are steadily increasing and 2014 may see even more increases. With that in mind at Arizona Medicare Brokers we now offer plans from Guarantee Trust Life Insurance Company. GTL offers plans that address these concerns for a nominal premium

High Lights of the program include

  • Steady premiums. No rate increase for the past 7 years.
  • Keep the plan for as long as you like and cancel when you want to!
  • Available for people ages 40-85. Only a 6 month pre-existing waiting period.
  • Guaranteed issue for people 64 1/2 to 65 1/2 years of age.
  • Very popular plan for those on Medicare Advantage to cover inpatient co-pays especially.
  • The money paid to the member for hospital stay claims can be used however the member sees fit. For example, prescription co-pays, follow-up Dr. Visits, physical therapy co-pays, costs for in-home help and costs for DME just to name a few ways to use the benefit.
  • The daily hospital benefit renews after 60 days from discharge.
  • Application fee for either single or couple is $20.
  • Plan more than pays for the annual premium with just the average hospital stay of 3-4 days.
  • No hospital networks!! You can use the plan NATIONWIDE.
  • You can keep this plan even if you change your health insurance policy.

If you don’t join a Medicare Advantage Plan or other Medicare health plan, you’ll have Original Medicare.

To learn more, file out the contact form below or or just give Ralph a call at 602-390-8573

Contact Form

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As an Arizona Independent Medicare broker we proudly represent all companies in the metro Phoenix area, Sedona, Village of Oak Creek, West Sedona, Cottonwood, Prescott, Tucson, Verde Valley as well as Maricopa, Pinal, Pima, Yavapai, Coconino and Mohave counties.